Tag Archives: lease

Moving Soon? 12 Things You Should Do to Ease Your Transition

12 Moving Tips
Photo: Tomais Ashdene

Whether it’s across town or to another state, moving at some point is a fact of life and always a challenge. Since I moved to Nashville in 1995, I’ve been through 4 moves…guess that averages out to about 1 every 4 years for me. Since I despise moving so much, I’ve always tried to keep it to a minimum. But through the pains of life comes knowledge, so in this post I want to share some things that will help ease your transition in the form of a reminders checklist!

1) Have a plan: A couple of months out, make a budget, and save as much as you can to cover expenses. House/apartment shop, and have your new place lined up. Then choose the date of your move.
2) After you’ve signed the lease on (or bought) your new place, get the key, set up all utilities before you move in, do any painting, repairs, etc.
3) Choose, book, remind, and coordinate the movers (if you plan to use one), or schedule reliable friends and a truck. If using a moving company, try to book your move on a Mon.-Thur. so you may be able to get a lower price than a weekend move.
4) After your new residence is sure/secure, change addresses with any person or company sending you mail. Do as many online as possible, then others by phone. Examples: friends & family, work, magazines to which you’re subscribed, credit cards, financial planner, car loan payment, insurances, the IRS (form 8822), Social Security office, internet service provider, college alumni associations, cell phone service, Motor Vehicle Bureau for your state, voter registration…
5) Fill out/submit the online change of address form to the Post Office.
6) Give notice to your [homeowners or renters] insurance company to switch your coverage to the new place on the date you move in.
7) Get moving boxes (and packing tape). Check paper-only/recycling dumpsters behind large stores or places of business before buying boxes. Ask first.
8) Go through all your belongings. Sell, give away, trash, or donate as many things as you can. Less stuff means less to pack, move, and unpack!
9) Get crackin’ on some packin’. Plan to have it all done the night before the move (except for your last minute items). With a thick black marker, label your boxes by the room they go in. Use as many items as a box (e.g., laundry baskets, waste baskets, milk crates on hand, luggage, etc.) as you can to conserve space.
10) The morning of the move, pack your last minute things, help the movers move some of your more fragile things to the truck, and load any items you’d rather transport yourself into your car (I always move my component stereo system). At your new place, let the movers know to set boxes as labeled in the respective rooms. Then be unpacking kitchen, bathroom, and bedroom items while the movers are working.
11) Save all moving related receipts (including your donations), and log your mileage  between your old place and the new so you can write them off on your taxes (unless your new company is paying for the move!)
12) If need be, choose a new primary care doctor, dentist, bank, church, etc.

Like many things, with a little planning and a checklist, you can make your move go more smoothly and be less stressful.

What other tips would you add? Comment in the “Start the Discussion” blank below.

 

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LIFE 101 FOR THE NEW MILLENNIUM: Apartments, Roommates, & Renters’ Insurance—Oh My!

roommates apartments renters insurance
Photo by Brandon Hoover

It’s been 21 years since I finished college. For at least half that time, I’ve had a myriad of roommates (and colorful experiences), so believe me, I can really speak to this topic! After college, you’ll most likely move away from your parents place—especially if your new job is in a different city.

First, finding your new place: Consider living as close to work as you can. This will save not only gas, but time commuting to and from the company. If you have friends in the city where you’ll be living, ask them about where they live or other places they’ve heard recommended. Frequently, at convenience stores/gas stations or retailers like Target or Wal-Mart, there are racks of free Apartment Finder guides near the front door. You can also surf the web at places like rent.com, forrent.com, or apartments.com.

Let’s say you simply want to find an apartment or house where the current renter needs a roommate. Again, your social media network is a great place to inquire. So start by seeing if anyone your network recommends needs a roommate or wants to partner with someone to find a place. I’ve had friends that had great luck with Craigslist. Here you can find many people that need a roommate. Roomates.com, roomster.com, or easyroommate.com are also options.

Obviously, consider if you can afford your part of the rent before you show up to check the places out. Then, inquire about the security deposit (how much it is and how much you’ll get back when you move out), and make sure both you and your roommates’ names are on the lease (so anyone failing to pay their portion can be held accountable.) Depending on how long you feel you’ll stay at that location, you can choose a 6 or 12 month lease—the more months, the lower the rent will be. Remember, depending on which living situation you choose, utilities will need to be assigned to one name, so you may want to split up who registers for what so it’s all not on you. The better your credit, the less likely a deposit will be required. Some places will not charge tenants for water or trash pickup.

Beyond the place, the people you live with are just as or more important a consideration! I’ve found that rooming with friends of friends or new acquaintances (e.g., people I met at musicians or association groups are the best since you have a common tie but aren’t long time friends.) Rooming with a close friend can tend to strain or mar the relationship since you add the stresses of dealing with cleaning, bills, noise, etc. to the mix when you live together.

Whoever you choose, remember that you’ll be not only sharing space, but dealing with division of chores, shared bills, the security of the place, safety of your things, and both of your friends and love interests. As an extra level of caution, or if you don’t have the luxury of being referred to someone by a friend, you could always try to run a background check on the people you consider.

Finally, whether you have roommates or not, it’s always a good idea to have renters’ insurance to protect your belongings in case of fire, theft, flood, etc. Renters’ insurance is specifically for those who do not own the place where they live and usually costs less than insurance on an owned residence. Shop around for the best price, and refer to my previous post on insurance for tips on doing so. Usually this is billed as one payment per year. I preferred the type that reimbursed me for the cost of replacement of my items vs. getting the current value of those items back. Check with the owner as to what’s covered, since you’ll want renters’ insurance in cases where the owners insurance doesn’t or is insufficient to cover the loss of your things.

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